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When is it too late to start Investing?

Fear of being too late is one of the main roadblocks that prevents would-be investors from attaining success, yet it’s never too late.

When is it too late to start Investing?
Photo by mohamed_hassan

When is it too late to start Investing? Everybody wants a bright future, a life where money becomes secondary and making memories becomes the most important aspect of living. 

But it may not be easy for everyone to achieve as the lifestyle of one person is different from the other. So, while a bright future is what everyone dreams about, the ones who are dedicated enough can be the ones who fulfill their dreams.

In the modern era where technology is on a rampant rise and people who know about investing are making sound financial decisions to shape their lifestyle in a way they are happy in the present and also protecting their future.

The most common question one has about investing is ‘When to start?’, or ‘When does it become too late?’. Well, the clear answer to this question as said by many entrepreneurs and businessmen/women is to start as early as one can. The great ‘Oracle of Omaha’ Warren Buffet started investing at the age of 11 when his grandmother gave him some money. But not everyone is as interested or as lucky to start investing at age 11 as Mr. Buffet.

However, this teaches us that kids and young teenagers who may be getting pocket money for every week or every month can put aside the leftover money at the end of the month for the parents to invest in their future. Once a person starts earning any amount for the work they are doing, putting aside a small part of the paycheque will help to begin the journey and make one disciplined about how they are spending their money as well.

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When is it too late to start Investing?
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The circumstances in a person’s life will be the factor responsible for when they can start investing. Huge amount of debt, not being able to find a decent job, poor financial literacy on spending and saving, etc. But no matter what the situation is, a person with a sound mind can work their way up patiently and start when they are comfortable in their position. 

Many who start late, say after the age of 30, some even 40, can also make a future where they can retire with a decent nest egg. Those starting late but have a high salary might save more than the ones who started early. Depending on the capacity of the person’s investment and the type of lifestyle one desires in their future will determine how much they are willing to change in their present.

When one makes it is clear about how their future should be, one can make progressive steps in the present to get closer to the reality they want to live in. 

Financial freedom will mean that when you are at a point in your life where earning money is not the main goal but spending money and making the best of your life is what makes it great.

So, start investing and begin your journey to financial freedom. ‘Make your money work for you’, as said by the great investors of the past and the present. 

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Written By

Zeus Zubin Fitter is a New Analyst and Author at Empire Weekly, who covers Stocks and Investment topics.

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